Deferred Compensation

Coming Soon:
The County will be moving to a new Service Provider, Empower Retirement. Please click the link below for the announcement:


In addition, the following communications will be send out to all County employees and plan participants:

Group Meeting Flyer (PDF)


Deferred Compensation Plan

The County offers a voluntary Deferred Compensation Plan administered by MassMutual in accordance with Section 457 of the Internal Revenue Code. Participants of the program select a designated monthly amount to deduct from their paychecks and then select investment options from the portfolio provided by MassMutual.

The Deferred Compensation Plan is a supplemental retirement plan option in addition to your County retirement plan. Consequently, while you may stop your deductions at any time, you may not have access to the monies until you have separated from County service.

Some positions are eligible for a county paid contribution to their Deferred Compensation Plan, depending on their MOU or Management Resolution.


Deferred Compensation Plan - Special Benefit for New Hires
New Hires: The County will contribute one hundred fifty dollars ($150) per month to an eligible employee's account in Contra Costa Deferred Compensation Plan when the employee defers twenty five dollars ($25).

Eligibility 

See information below to enroll in the Deferred Compensation Plan.

Enrolling in Deferred Compensation Plan


Enrollment forms and information is located on Mass Mutual Forms page.  If you are enrolling in the plan, please complete a) enrollment form, b) disclosure statement and c) beneficiary designation and return to Contra Costa County Employee Benefits Service Unit.  New Enrollment Forms or change requests must be received by the 25th of the month to be processed for the next 10th of the month pay.

Rollover into MassMutual Deferred Compensation Account
If you have questions, please feel free to contact MassMutual 1-800-743-5274.

One on One Consultations with a MassMutual Representative
Feel free to make an appointment with a MassMutual Representative to learn more about the 457 Deferred Compensation Program or to review your account.

Annual Elective Deferral Limits


Annual Elective Deferral Limits are determined by IRS.  Go to LIMITS